Collateral evidence for lenders
LTV scenarios built on sourced comparables and SNIIV borrower purchasing-power context. Not a black-box score — every figure traceable to a verified Mexican source.
LTV built on real comparables
Loan-to-value scenarios derived from sourced comparables, not an appraisal black box. Closing evidence enters only after it passes the verification threshold.
- —No inferred closings
- —Portal + contributed comps
- —Visible evidence threshold
- —Derived gross yield
Borrower purchasing power, contextualised
SNIIV mortgage origination microdata: loan amounts, LTV%, lender institutions, and salary decile distribution per municipality.
- —SNIIV / CONAVI microdata
- —Loan amounts and LTV%
- —Infonavit, Fovissste, banca comercial
- —Salary decile distribution
Collateral risk, flagged
Heritage, water feasibility, and environmental overlays surface collateral risk before you commit. INAH, SACMEX/JAPAY, and flood/karst buffers per parcel.
- —INAH/INBAL heritage overlays
- —SACMEX/JAPAY water feasibility
- —Flood and karst buffers
- —Environmental risk flagged
Every figure traceable
Every collateral figure carries source, geography, period, and methodology. Your credit committee can interrogate the same evidence your analyst sees.
- —Per-finding provenance
- —Six provenance labels
- —PDF or shareable link
- —Consistent format across files
What we do — and what we don't.
- +Collateral evidence from sourced comps
- +LTV scenarios with provenance
- +SNIIV borrower purchasing-power context
- +Heritage, water, and environmental risk flags
- +Per-finding source attribution
- −Not a credit decision
- −Not legal or tax advice
- −Not a formal appraisal
- −Not a substitute for underwriter judgement
Every number traces back to a verified source.
We connect Mexican public and institutional sources. No black-box estimates: every finding shows its source, geography, period, and methodology.
Zoning & regulatory
Land use, height limits, setbacks, and heritage overlays from municipal masterplans.
Demographics & demand
Population, income bands, household composition, and deprivation down to AGEB level.
Competition & supply
Asking prices, mortgage origination, and closing-deed variance per submarket.
Accessibility & catchment
5/10/15-minute isochrones, transit stops, walkability, and pedestrian flow.
Environmental & risk
Water feasibility, flood/karst buffers, electrical capacity, and agrarian tenure.
Infrastructure
Road access, utility capacity, terrain, and buildable area constraints.
Run Pyrametrics on your next deal
Open market data, maps, and area assessments in one platform built for Mexican real estate. Every material number carries its source.